After a car accident, a victim may rely on an insurance company to provide them with compensation for injuries, vehicle damage, and other related losses. However, insurance companies do not always provide a car accident victim with a sufficient amount of compensation in comparison to their losses. If you need assistance negotiating your car accident settlement in Florida, you should consult with an experienced car accident lawyer as quickly as possible. A car accident victim should not have to worry that an insurance company will fail to provide them with the compensation they deserve. Prosper Shaked Accident Injury Attorneys PA is here to explain what you can do if an insurance car accident settlement is not enough to cover your expenses.
How to Handle a Low Car Accident Insurance Settlement Offer in Florida
Every motorist on traveling the roads of Florida should possess the minimum level of car insurance required in the state. When a car accident occurs, the victim can turn to their insurance company for compensation in accordance with Florida’s no-fault insurance laws. However, there are some cases where a victim will need to file a claim against the insurance company that represents the negligent driver. For example, if the victim’s injuries are permanent or severely debilitating, this would allow the victim to pursue the opposing insurance company.
When filing a claim against an opposing insurance company after a car accident, you should know that the insurance claim adjuster will not have your best interests in mind. The insurance claim adjuster’s primary goal is to avoid claiming liability for the actions of the insured driver. As a result, the insurance company representative may utilize several methods to diminish your case.
One way that an insurance claim adjuster may try to minimize your case is by suggesting that you played a role in the cause of the accident. For example, the adjuster may question whether you have issues with vision or whether you were above the speed limit when the accident occurred. If you respond uncertainly to these questions, the adjuster may use this to make a low offer for compensation.
Additionally, an insurance adjuster can also claim that a victim only suffered mild injuries as a way to make a low settlement offer. That is why it is important for a victim to receive medical attention and to thoroughly document their injuries. This will help when negotiating a settlement offer.
You should also avoid making any personal deals with the driver that struck your vehicle. The amount offered by the other driver will likely not be enough to cover your expenses. Additionally, the driver may offer you money to avoid involving their insurance or because they do not possess car accident insurance. If you encounter a driver that seeks to avoid the exchanging of insurance, you should summon law enforcement to the scene of the accident to help resolve the issue.
It would also be wise for a victim of a car crash to hire an experienced attorney to handle their negotiations. We can help alleviate the stress of communicating with an insurance claim adjuster that only seeks to impact your claim negatively. Our firm understands the intricacies of negotiating a car accident settlement, and we will fight for the compensation you deserve.
To learn more about your options after receiving a low settlement offer, you should continue reading and speak with our experienced personal injury lawyer.
Alternative to Accepting a Low Car Accident Settlement Offer in FL
If you were offered a low settlement that is not enough to cover expenses after a severe car accident, you should consider filing a lawsuit against the driver that caused your injuries. Pursuing a lawsuit against the negligent driver will allow you to litigate for the actual amount of your damages.
It is also important to note that a victim of a car accident cannot accept a settlement offer from an insurance company and then proceed to file a lawsuit. As a result, a plaintiff will have to make a choice between accepting a settlement or filing a lawsuit against a negligent driver.
If you elect to file a personal injury lawsuit, you should be aware that you only have a limited amount of time to file a lawsuit within the State of Florida due to the statute of limitations. The statute of limitations determines how long a potential plaintiff has to file a certain type of lawsuit.
In Florida, the statute of limitations for a personal injury lawsuit is four years from the date of the accident. If you are unsure about when your case accrued, you should speak with an experienced attorney as soon as possible. Do not let a low settlement offer affect your right to fight for the compensation you deserve.
Consult with Our Experienced Florida Car Accident Lawyer to Discuss Your Insurance Settlement
If you or a family member was injured in a car accident in Florida, contact an experienced Florida car wreck lawyer immediately. Prosper Shaked has worked on a variety of car accident cases in Florida, and he would like to use his extensive experience to represent you in your potential case. Negotiating with insurance companies after a car accident can be a daunting task, but our firm is here to assist you. To schedule a free legal consultation to discuss your car accident case, contact Prosper Shaked Accident Injury Attorneys PA at (305) 694-2676.